What we look for

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We are selective about the cases we insure

There are six initial underwriting questions that we consider to see whether we can help you. If you are in any doubt, please do not hesitate to contact us.

Underwriting considerations

Is it a commercial dispute?

We can provide insurance cover for court proceedings, arbitrations, tribunals or appeals, regardless of what stage they have reached.

We will not consider:

  • Personal injury or clinical negligence claims
  • Claims sourced by claims management companies
  • Defamation

Is the limit of indemnity at least £150k?

We cover limits of indemnity ranging from £150,000 to £20,000,000, with higher limits available upon request.

Are the prospects of success better than even?

We are looking for cases where the prospects of success are better than even.

Does the legal team have the relevant experience?

The proposer’s legal representative(s) and any expert(s) need to have the requisite experience for the case.

Where is the proposer domiciled?

We can provide insurance cover where the proposer is domiciled in the UK, Channel Islands, Cayman Islands, Bermuda (on a non-admitted basis) and any other country where the insurer can issue dispute insurance policies, subject to prior approval.

Are there sufficient funds to finance the dispute?

We do not offer fully deferred and contingent premiums and therefore the proposer, or a litigation funder, must have the funds to be able to pay the premium. We also need to ensure that there are sufficient funds to cover the legal fees and disbursements relating to the dispute or that litigation funding has been arranged.

Harbour Underwriting are highly professional and expert at what they do. We value the strong working relationship we have with them and the speed with which they deal with our case needs. Their team is responsive, approachable and communicates clearly at every stage. Overall, they are commercial, have excellent staff and are supported by good systems. Rocco, in particular, is a delight to work with.

— Kimi Nishimura, Maurice Blackburn (a leading Australian class action law firm)

Their experience, quick turnaround of cases and excellent service sets a gold standard for the industry as a whole – I wouldn’t hesitate to recommend them.

— Martin Scott, Partner, Walker Morris LLP

We’ve always received excellent service from Harbour Underwriting: they are responsive, pay promptly and make decisions quickly.  I am always happy to work with them.

— Adrian Chopin, Managing Director, Benchwalk Advisors LLC

Thank you for your patience and flexibility in helping us to get this case over the line. Not everyone works like that, and it has been very refreshing and helpful.

— John Evans, Partner, Fladgate LLP

We used Harbour Underwriting for a particularly sensitive case where a number of unexpected and challenging issues arose. At each point, Harbour provided a solution in a very user-friendly and efficient way.

— Simon Bennett, Partner, Fox Williams LLP

They are brilliant. They are a really good team and they are incredibly responsive. They are a fantastic team and they are top players in the market. They are very clever, accurate and detailed.

— Chambers and Partners

Harbour’s team understand well the pressures of dispute resolution and are always accommodating and responsive.

— Richard Bamforth, Partner, Head of Arbitration Group, CMS Cameron McKenna Nabarro Olswang LLP